Grofi Terms of Use and Privacy Policy

Introduction Welcome to Grofi (www.grofi.in). Grofi Fintech Pvt. Ltd. and its partners respect your privacy and are committed to protecting your personal information. This Privacy Policy details how we collect, use, and safeguard your information when you visit our Website and use our services. By accessing our Website, you agree to the practices described in this Privacy Policy.

Information Collection We collect various types of information to enhance your experience and provide our services effectively.

Information You Provide: When you register on our Website or App, we collect personal details such as your name, email address, and phone number. You may also provide additional information to access specific features.
Automatic Information: We gather certain information automatically when you interact with our Website, including your IP address, browser type, device information, and usage data. We may also collect location data and device identifiers.
One-Time Access: With your explicit consent, we may request temporary access to your camera, microphone, or location for onboarding or KYC purposes.
Information from Other Sources: We may receive information about you from third parties and combine it with our data.
Log Reports: We retain log reports of sessions involving OTP authentication until your account is deactivated.

Use of Information Grofi uses the collected information to:

Personalize and improve your experience on our Website and App.
Facilitate and deliver services through our business partners.
Process your applications and respond to your queries.
Communicate with you about products, services, and promotional offers.
Conduct internal analysis and provide personalized content.
Prevent fraud and ensure the security of our platform.

Information Sharing Grofi does not sell or rent your personal information for commercial purposes. However, we may share your information with:

Group Companies and Business Partners: To fulfill the purposes described in this Privacy Policy.
Service Providers: To perform functions on our behalf, such as data analysis and marketing assistance.
Legal Obligations: To comply with legal requirements or to protect the rights and safety of Grofi and others.

Cookies We use cookies to enhance your experience on our Website. Cookies help us remember your preferences and improve load times. You can manage cookie settings in your browser, but disabling cookies may limit some features of our Website.

Data Security We implement reasonable security measures to protect your information from unauthorized access, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security, and you are responsible for maintaining the confidentiality of your login credentials.

Data Retention We retain your information as long as your account is active or as needed to provide our services. We may also retain information to comply with legal obligations and resolve disputes.

Your Rights You have the right to:

Access and Update: Review and update the personal information you provided to us by logging into your account.
Withdraw Consent: Withdraw your consent to our use of your personal information by contacting us at info@grofi.in. Please note that withdrawing consent may limit your ability to access certain services.
Opt-Out: Opt-out of receiving marketing communications from us by following the instructions in our emails or contacting us at info@grofi.in.

Children’s Privacy Grofi does not offer services to children under the age of 18. If you are under 18, please use our services with the involvement of a parent or guardian.

External Links Our Website may contain links to other sites. Grofi is not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Policy Updates Grofi reserves the right to update this Privacy Policy at any time. Changes will be effective upon posting to the Website. We encourage you to review this policy periodically to stay informed about how we are protecting your information.

Contact Information If you have questions or concerns about this Privacy Policy or our Terms of Use, please contact us at:

Email: info@grofi.in
Phone: +91 8051002481
Address: A-29 Ganesh Nagar Market, Main, Najafgarh Rd, opp. Metro Pillar No. 536, Ganesh Nagar, Tilak Nagar, New Delhi, Delhi 110018

Jurisdiction Your use of our Website and any disputes arising from it are governed by the laws of India.

Terms of Use

Introduction By accessing and using Grofi’s Website, you agree to comply with the following terms and conditions. If you do not agree with any part of these terms, please do not use our Website.

Use of Website You agree to use the Website only for lawful purposes and in accordance with these Terms of Use. You are prohibited from using the Website:

In any way that violates applicable local or international laws or regulations.
For the purpose of exploiting, harming, or attempting to exploit or harm minors.
To transmit, or procure the sending of, any advertising or promotional material without our prior written consent.
To impersonate or attempt to impersonate Grofi, a Grofi employee, another user, or any other person or entity.
To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which may harm Grofi or users of the Website.

Intellectual Property Rights All content on Grofi, including text, graphics, logos, and software, is the property of Grofi or its licensors and is protected by intellectual property laws. You may access and use the content for personal purposes, but you may not republish, sell, or distribute any content without our permission.