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Top Credit Cards
Exclusive offers on top cards
Personal Loan
Up to ₹50L · From 10.49% p.a.
Home Loan
Up to ₹5Cr · From 8.40% p.a.
Business Loan
Up to ₹2Cr · From 11.25% p.a.
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Explore India's Best Financial Products
from 50+ Top Partner Lenders
Compare pre-approved loan offers, credit cards, and insurance plans. Enjoy 100% digital approvals, transparent interest rates, and zero hidden charges.
Need personalized recommendations for your profile?
Check multiple pre-approved loans and credit cards side-by-side. Calculate exact EMIs, compare interest rates, and get assisted disbursal.
Explore India’s Most Rewarding Credit Cards
From invite-only luxury metal cards to high-yield cashback champions. Compare welcome bonuses, airport lounge privileges, and rewards tailored for your lifestyle.
YES Prosperity Rewards Plus Credit Card (FD-Backed)
YES Bank • Secured & Credit Builder
- Issued instantly against a YES Bank Fixed Deposit of ₹50,000 or more.
- Credit limit assigned up to 85%–90% of underlying Fixed Deposit balance.
- Underlying Fixed Deposit continues to earn regular term deposit interest.
Federal Bank Imperio NRI Credit Card
FEDERAL Bank • NRI Family & Household
- Designed for NRI families to manage household and medical expenses back home in India.
- 8 complimentary domestic airport lounge visits annually across major Indian cities.
- Add-on cards available for family members residing in India.
IndusInd Bank Pioneer Private Credit Card
INDUSIND Bank • Bespoke Family Office / UHNI
- Zero foreign exchange markup on all international transactions globally.
- Dedicated private banker and 24/7 bespoke lifestyle concierge desk.
- VIP airport tarmac transfers and meet-and-assist services.
AU Bank Xcite Ace Credit Card
AU Bank • SwipeUp Upgrade Series
- Issued via AU SwipeUp platform by providing existing credit card credentials.
- Lifetime Free upgrade card with zero recurring maintenance charges.
- 8 complimentary domestic airport lounge visits annually.
ICICI Bank Parakram Select RuPay Credit Card
ICICI Bank • Defense & Armed Forces
- 100% Lifetime Free card for serving and veteran defense personnel.
- RuPay enabled for merchant scan-and-pay UPI transactions across military bases and civilian outlets.
- Subsidized 2.50% foreign exchange markup for international postings and naval port calls.
BOBCARD ICAI Exclusive
BOB Bank • Professional Tier
- Subsidized 2.00% foreign exchange transaction markup.
- Complimentary domestic airport lounge access each quarter.
- Personal accidental death insurance coverage up to ₹15 Lakhs.
FIRST Business Credit Card
IDFC Bank • MSME & Commercial Working Capital
- Integrated accounting and GST input tax credit reporting statements.
- 8 complimentary domestic airport lounge visits annually for business travel.
- Dynamic low APR interest rates starting from 0.75% per month (9% p.a.).
Axis Bank super.money RuPay Credit Card
AXIS Bank • Digital UPI Cashback
- Native RuPay credit on UPI integration.
- Instant direct cashback on everyday micro-merchant payments.
- 100% Lifetime Free with zero hidden maintenance charges.
Flipkart Wholesale HDFC Bank Credit Card
HDFC Bank • Wholesale & Kirana Merchant
- Directly linked to registered Flipkart Wholesale / Kirana membership
- Save up to ₹24,000 annually on wholesale inventory purchases
- 1% fuel surcharge waiver up to ₹250 per month
Not sure which card is right for you?
Check your pre-approved credit card offers across 10+ partner banks instantly based on your income and spending preferences.
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Plan your repayments smartly. Adjust loan amount, tenure, and interest rate to estimate your monthly EMI and total interest outflow.
Why Millions Trust Grofi for Financial Growth
We simplify finance with unbiased comparisons, transparent interest rates, and seamless paperless approvals from India's leading financial institutions.
50+ Top Bank & NBFC Partners
Access exclusive loan and credit card offers from India's premier banks including HDFC, SBI, ICICI, Axis, Kotak, and IndusInd all under one roof.
100% Digital & Instant Disbursal
Say goodbye to branch queues and endless paperwork. Enjoy instant e-KYC, paperless documentation, and direct bank account disbursal within 24 hours.
Zero Hidden Charges & Best Rates
Complete transparency with clear interest rate comparisons, zero upfront consultation fees, and no surprise processing charges.
Bank-Grade 256-Bit Data Security
Your privacy is our utmost priority. We use military-grade encryption and ISO-compliant protocols to ensure your sensitive financial data remains 100% confidential.
Personalized Financial Matching
Our intelligent recommendation engine analyzes your credit profile to match you with products that have the highest pre-approval probability.
Dedicated Relationship Experts
Get end-to-end guidance from licensed financial advisors to help you choose the right product, track approvals, and answer every question.
2L+
Happy Customers
₹5,000+ Cr
Loans Facilitated
50+
Bank & NBFC Partners
99.2%
Approval Satisfaction
How Grofi Compares
See why borrowing and saving through Grofi is simpler, faster, and smarter.
| Feature | Traditional Banks | With Grofi |
|---|---|---|
| Application Process | ✕ Multiple bank visits & physical files | 100% Paperless online in 3 mins |
| Offer Comparison | ✕ Locked to a single bank's rates | Compare 50+ lenders simultaneously |
| Disbursal Speed | ✕ Takes 5 to 15 business days | Instant to within 24 hours |
| Credit Score Impact | ✕ Hard inquiries by multiple lenders | Soft check with zero credit score impact |
| Hidden Charges | ✕ Surprise fine-print fees | 100% Transparent, zero advisory fees |
Ready to Find Your Ideal Financial Product?
Join over 200,000+ satisfied borrowers and credit card holders across India. Check your pre-approved offers in seconds.
Loved by Customers, Trusted by 2L+ Indians
Discover how Grofi empowers working professionals, business owners, and families with transparent financial choices and instant approvals.
Outstanding Rating across 15,000+ Reviews
Verified Customer Feedback from 50+ Cities
“100% Paperless & Zero Branch Visits”
I needed urgent funds for home renovation and medical backup. Grofi compared rates across 4 banks and got me an unbeatable 10.49% rate from HDFC. The entire e-KYC took under 5 minutes and money was in my account the same day!
Rahul Sharma
Senior Tech Lead • Bengaluru
“Fuelled Our Festive Inventory Surge”
Traditional banks asked for extensive physical audit reports and collateral. Grofi's relationship manager guided me to a collateral-free business loan through Axis Bank with flexible overdraft. Absolutely seamless experience.
Priya Nair
Founder, D2C Apparel • Mumbai
“Best Credit Card Advisory in India”
As a CA, I analyze reward rates meticulously. Grofi accurately matched me with HDFC Infinia and SBI Cashback for my monthly spends. I've already earned over ₹45,000 in cashback and flight points in just 4 months!
Vikram Malhotra
Chartered Accountant • New Delhi
“Reduced My Monthly EMI by ₹6,800”
Grofi helped me transfer my high-interest home loan from my previous lender to ICICI at 8.40%. The doorstep document assistance and legal verification support was remarkable. Transparent and completely stress-free.
Ananya Deshmukh
Architect & Interior Designer • Pune
“Effortless International Lounge Access”
I travel twice a month for client pitches. Grofi's recommendation of the Atlas card was spot on. Seamless airport lounge access and 1:2 miles conversion saved me thousands on international flights.
Siddharth Roy
Marketing Director • Hyderabad
“Lightning Fast Emergency Disbursal”
Had an emergency while traveling abroad. Applied through Grofi's mobile site and the pre-approved offer was approved instantly with zero physical paperwork. Their customer support team is available 24/7!
Kavita Patel
Management Consultant • Ahmedabad
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